Construction, Bridge & Permanent Financing
For Commercial & Residential
Investment Properties

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PBFS Commercial - Multifamily apartment buildings

About Us

Bridging the Gap Between Hard Money & Traditional Banks

Investing in commercial real estate can be stressful, unpredictable, and costly if you do not have the right partner in your corner. Don’t go it alone. The staff at Professional Business & Financial Services [PBFS] is friendly, knowledgeable, and affordable–and ready to help you today! PBFS is a Utah based commercial real estate loan broker dedicated to helping its clients access funding for asset based loans.

In an ever-evolving real estate market, owners and investors often come across real estate opportunities that require speed of execution in order to take advantage of the moment. Providing funding for these opportunities is often not within the traditional lender’s (banker’s) capabilities. It is PBFS’ goal to get you the money when you need it the most! We help real estate investors move on projects in a timely manner, so that they can take advantage of real estate opportunities before the competition and maximize their profitability.

Simply put – PBFS procures funding for loans that banks and other traditional lenders cannot.

Meet Deric

Loan Programs

Multiple Financing Options Available

PBFS provides loans when conventional lenders can’t. Our stated income programs allow our clients to receive competitive rates and terms while quickly capitalizing on new investment opportunities. PBFS is simply a better option. We combine the dependability of a Bank with the flexibility of a Private Lender!

CONSTRUCTION

  • Build for Rent (BFR) up to $30 million
  • Build for Sale available in select areas, vertical construction only
  • Up to 75% LTC
  • Terms up to 36 months
  • Net worth and liquidity requirements apply

BRIDGE

  • Up to $30 Million
  • NOO SFR, multi-family, commercial
  • Individual property or Portfolio
  • Up to 75% LTV depending on asset class and location
  • Terms up to 24 months

PERMANENT

  • Up to $30 Million for purchase and refinance transactions
  • NOO SFR, multi-family, commercial
  • DSCR & Stated Income
  • Fannie Mae & Freddie Mac
  • FHA / HUD

SBA 7(a)

  • Nationwide loans up to $5 million
  • As little as 10% down
  • For acquiring, refinancing or improving real estate and buildings
  • May include funding for the purchasing and installation of machinery & equipment, furniture, fixtures, and supplies
Construction

Construction

Bridge

Bridge

Permanent

Permanent

SBA 7(a)

SBA 7(a)

Project Review

Project Funding Inquiry

Please complete the form below to submit your project to PBFS for immediate consideration. We typically respond within 24 hours and look forward to working with you!

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    PBFS offers a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of its borrowers. PBFS provides commercial and non owner-occupied residential investment property financing.

    Contact us today for more information, or to begin the process of
    funding your purchase or refinance!

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